IMSL Integrated Master Securities Pvt Ltd

	BSE	NSE
Last Price()	3,329.15 Oct 08,2024 EOD	3,329.30 Oct 08,2024 EOD
Today's Change( )	26.75 (0.81%)	29.95 (0.91%)
Open( )	3,265.25	3,278.00
Prev Close( )	3,302.40	3,299.35
Volume	145,294.00	1,824,436.00
Today's Range( )	3,372.40 - 3,265.25	3,373.05 - 3,278.00
52-Week Range( )	3,652.15 - 1,760.90	3,652.25 - 1,760.85
Buy (Size)	N.A	N.A
Sell (Size)	N.A	3,329.30(×2)

Company Background


Incorporation Year	1979
Registered Office	Sri Towers No 14A South Phase,Indl Estate Guindy, Chennai, Tamil Nadu-600032
Telephone	91-44-48524666
Fax	91-44-48525666
Chairman	Jugal Kishore Mohapatra
Managing Director	Y S Chakravarti
Company Secretary	U Balasundararao
Auditor	KKC & Associates LLP/Sundaram & Srinivasan
Face Value	10
Market Lot	1
Listing	BSE,MSEI ,NSEBSE,MSEI ,NSE
Registrar	Integrated Registry Mgt Servic Kences Tower ,2nd Floor No 1 ,Ramakrishna Street ,Chennai - 600 017

Board of Directors


Non-Exec. & Independent Dir.	S Sridhar
Non-Exec & Non-Independent Dir	D V Ravi
Executive Vice Chairman	Umesh Revankar
Non-Exec. & Independent Dir.	Pradeep Kumar Panja
Non-Exec & Non-Independent Dir	Ignatius Michael Viljoen
Managing Director & CEO	Y S Chakravarti
Managing Director & CFO	Parag Sharma
Chairman & Independent Directo	Jugal Kishore Mohapatra
Independent Director	Maya Sinha
Company Sec. & Compli. Officer	U Balasundararao
Independent Director	GOKUL SUBRAMANIAN DIXIT M V Bhanumathi S Ravindran

Balance Sheet

Particulars (Sources Of Funds)	Mar 2024 ( Cr)	Mar 2023 ( Cr)	Mar 2022 ( Cr)	Mar 2021 ( Cr)	Mar 2020 ( Cr)	Mar 2019 ( Cr)
Share Capital	375.79	374.43	270.52	253.06	226.88	226.90
Reserves Total	48192.60	42932.21	25661.67	21315.31	17778.28	15609.38
Equity Share Warrants	0.00	0.00	0.00	0.00	0.00	0.00
Equity Application Money	0.00	0.00	0.00	0.00	0.00	0.00
Total Shareholders Funds	48568.39	43306.64	25932.19	21568.37	18005.16	15836.28
Secured Loans	134637.12	117155.00	87848.30	84878.80	76287.45	67422.43
Unsecured Loans	51204.02	40751.29	26997.84	21667.10	18447.11	20491.97
Total Loan Funds	185841.14	157906.29	114846.14	106545.90	94734.56	87914.40
Other Liabilities	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	234409.53	201212.93	140778.33	128114.27	112739.72	103750.68
APPLICATION OF FUNDS :
Loan / Non-Current Assets	207929.41	171984.58	116665.15	108303.04	102231.63	96751.49
Fixed Assets
Gross Block	5140.93	4652.60	831.14	559.92	576.10	201.20
Less: Accumulated Depreciation	1853.52	1325.90	413.05	122.58	87.23	53.71
Less:Impairment of Assets	0.00	0.00	0.00	0.00	0.00	0.00
Net Block	3287.41	3326.70	418.09	437.34	488.87	147.49
Lease Adjustment	0.00	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	0.00	66.08	0.00	0.00	0.00	0.00
Investments	10656.64	8565.06	6809.16	3197.85	2798.48	3999.07
Current Assets, Loans & Advances
Inventories	0.00	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	51.63	17.00	5.35	8.92	10.50	8.48
Cash and Bank Balance	10812.64	15817.41	16355.16	16441.82	7314.92	3981.47
Loans and Advances	1654.25	2143.11	983.80	733.23	1221.74	328.78
Total Current Assets	12518.52	17977.52	17344.31	17183.97	8547.16	4318.73
Less : Current Liabilities and Provisions
Current Liabilities	2332.48	2078.56	1152.76	1402.51	1140.57	1305.57
Provisions	534.00	372.37	175.00	244.56	248.35	236.23
Total Current Liabilities & Provisions	2866.48	2450.93	1327.76	1647.07	1388.92	1541.80
Net Current Assets	9652.04	15526.59	16016.55	15536.90	7158.24	2776.93
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax Assets	3242.46	2041.93	869.38	639.14	62.50	75.70
Deferred Tax Liability	358.43	298.01	0.00	0.00	0.00	0.00
Net Deferred Tax	2884.03	1743.92	869.38	639.14	62.50	75.70
Other Assets	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	234409.53	201212.93	140778.33	128114.27	112739.72	103750.68
Contingent Liabilities	2126.74	2122.40	2273.79	2232.26	581.84	401.31

Profit and Loss

Particulars(INCOME)	Mar 2024 ( Cr)	Mar 2023 ( Cr)	Mar 2022 ( Cr)	Mar 2021 ( Cr)	Mar 2020 ( Cr)	Mar 2019 ( Cr)
Operating Income	34972.75	29786.98	19255.32	17422.19	16561.29	15535.81
Other Income	24.86	15.91	18.91	14.21	14.47	20.85
Total Income	34997.61	29802.89	19274.23	17436.40	16575.76	15556.66
EXPENDITURE :
Operating Expenses & Administrative Expenses	1935.84	1639.81	826.06	803.96	764.58	800.50
Miscellaneous Expenses	4722.29	4346.62	3993.64	3222.16	2907.20	2488.06
Interest	14871.42	12601.28	9772.82	9088.66	8313.44	7563.80
Less : Pre-operative Expenses Capitalised	0.00	0.00	0.00	0.00	0.00	0.00
Employee Cost	3215.59	2506.11	997.09	906.25	1010.82	883.06
Total Expenditure	24745.14	21093.82	15589.61	14021.03	12996.04	11735.42
Gross Profit	10252.47	8709.07	3684.62	3415.37	3579.72	3821.24
Depreciation	568.83	524.18	135.37	137.36	141.05	42.97
Profit Before Tax	9683.64	8184.89	3549.25	3278.01	3438.67	3778.27
Tax	3400.06	2886.51	1030.25	1336.11	922.04	1236.55
Fringe Benefit tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	-906.90	-680.96	-188.93	-545.36	14.79	-22.27
Reported Net Profit	7190.48	5979.34	2707.93	2487.26	2501.84	2563.99
Extraordinary Items	0.82	-0.65	-0.54	-0.41	0.85	-0.33
Adjusted Net Profit	7189.66	5979.99	2708.47	2487.67	2500.99	2564.32
Adjustment below Net Profit	0.00	0.90	0.00	0.00	-32.64	-27.98
P & L Balance brought forward	15623.21	12193.92	10384.13	9257.73	8070.47	6829.82
Appropriations	2310.39	1355.08	356.55	863.40	781.56	781.36
P & L Balance carried down	19065.20	15623.21	12193.92	10384.13	9257.73	8070.47
Dividend	1126.55	561.64	539.65	303.67	113.44	113.44
Preference Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Equity Dividend %	450.00	350.00	200.00	180.00	50.00	120.00
Dividend Per Share(Rs)	45.00	35.00	20.00	18.00	5.00	12.00
Earnings Per Share-Unit Curr	191.34	159.69	100.10	98.29	110.27	113.00
Earnings Per Share(Adj)-Unit Curr	191.34	159.69	100.10	98.29	107.86	110.53
Book Value-Unit Curr	1292.43	1156.60	958.61	852.30	793.60	697.94
Book Value(Adj)-Unit Curr	1292.43	1156.60	958.61	852.30	776.26	682.68

Quarterly Results

Quarters :

Particulars	Jun 2024 ( Cr)	Mar 2024 ( Cr)	Dec 2023 ( Cr)
Operating Income	9604.98	9483.71	8922.39
Total Income	9609.71	9497.85	8927.30
Interest	4128.91	3989.83	3706.89
Employee Expenses	868.35	824.91	809.91
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	604.83	624.04	574.47
TOTAL OPERATING EXPENDITURE	5602.09	5438.78	5091.27
Operating Profit Before Prov. & Cont.	4007.62	4059.07	3836.03
Provisions & Write Offs	1187.55	1261.48	1249.70
Depreciation	153.48	153.47	146.71
TOTAL EXPENDITURE	6943.12	6853.73	6487.68
Tax	995.29	1001.68	871.50
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-309.29	-303.43	-250.21
Reported Profit After Tax	1980.59	1945.87	1818.33
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1980.59	1945.87	1818.33
EPS (Unit Curr.)	52.70	51.79	48.42
EPS (Adj) (Unit Curr.)	52.70	51.79	48.42
Calculated EPS (Unit Curr.)	52.69	51.78	48.41
Calculated EPS (Adj) (Unit Curr.)	52.69	51.78	48.41
Calculated EPS (Ann.) (Unit Curr.)	210.75	207.12	193.65
Calculated EPS (Adj) (Ann.) (Unit Curr.)	210.75	207.12	193.65
Book Value (Unit Curr.)	1344.99	1292.42	1252.80
Dividend (%)	0.00	0.00	100.00
Equity	375.91	375.79	375.60
Reserve & Surplus	0.00	0.00	0.00
Face Value	10.00	10.00	10.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	72.35	71.57	70.53
PBDTM(%)	29.36	29.50	28.99
PATM(%)	20.62	20.52	20.38
Net Interest Income	5354.47	5336.06	5093.93
Operating Expenses	706.07	729.18	677.01
Loan Losses & Provision	1187.55	1261.48	1249.70
Assets Under Management	233443.63	224861.98	214233.47
Return on Equity(%)	16.03	16.37	15.54
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	27.45	26.68	25.14
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	8.79	9.02	8.99
Provision Coverage Ratio(%)	51.15	51.79	53.37
Capital Adequacy Ratio	20.29	20.30	21.01
Tier I Capital	19.47	19.55	20.01
Tier II Capital	0.82	0.75	1.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	5.39	5.45	5.66
(%) Net Non Performing Assets	2.71	2.70	2.72
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	3.12	3.19	3.11
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	230246.20	221667.66	211056.17

Financial Ratios

Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Debt-Equity Ratio	3.74	3.94	4.66	5.09	5.40
Long Term Debt-Equity Ratio	3.65	3.88	4.59	5.00	5.18
Current Ratio	28.05	39.78	41.44	37.30	20.72
Fixed Assets	7.15	10.87	27.71	30.70	42.65
Inventory	0.00	0.00	0.00	0.00	0.00
Debtors	1019.89	2666.93	2701.36	1795.72	1746.66
Interest Cover Ratio	1.65	1.65	1.36	1.36	1.41
PBIDTM (%)	71.79	71.50	69.82	71.71	71.75
PBITM (%)	70.16	69.75	69.12	70.92	70.90
PBDTM (%)	29.29	29.22	19.12	19.59	21.60
CPM (%)	22.17	21.82	14.75	15.05	15.94
APATM (%)	20.55	20.06	14.05	14.26	15.09
ROCE (%)	11.27	12.16	9.91	10.27	10.86
RONW (%)	15.65	17.27	11.40	12.57	14.79

Share Price

Year	High ()	Low ()	Close ()	P/E High	P/E Low	P/E Close	Mkt Cap.( In Cr.)
Sep 2024	3,652.15	3,151.75	3,576.85	19.27	16.01	18.71	134,485.72
Aug 2024	3,267.25	2,809.35	3,203.55	17.26	14.28	16.75	120,441.07
Jul 2024	3,035.20	2,637.00	2,932.15	16.37	13.57	15.33	110,228.65
Jun 2024	3,058.95	2,194.15	2,912.10	16.38	11.14	15.23	109,469.22
May 2024	2,658.00	2,266.00	2,352.85	14.26	11.47	12.30	88,433.75
Apr 2024	2,605.00	2,326.00	2,548.65	13.91	11.95	13.32	95,776.43
Mar 2024	2,501.05	2,251.00	2,360.20	13.18	11.69	12.34	88,694.62
Feb 2024	2,535.00	2,237.20	2,436.45	16.24	13.48	15.31	91,539.80
Jan 2024	2,495.60	2,016.40	2,465.05	15.95	12.58	15.49	92,600.18
Share Prices Of 2023
Dec 2023	2,129.55	1,973.55	2,052.20	13.43	12.11	12.89	77,079.61
Nov 2023	2,050.00	1,877.00	2,007.35	12.96	11.63	12.61	75,384.33
Oct 2023	1,977.40	1,760.90	1,877.55	12.68	10.83	11.78	70,473.29
Sep 2023	1,974.95	1,858.30	1,920.30	12.81	11.61	12.05	72,077.90
Aug 2023	1,937.40	1,759.20	1,924.75	12.24	10.81	12.08	72,220.55
Jul 2023	1,898.00	1,705.00	1,891.85	11.94	10.57	11.86	70,949.69
Jun 2023	1,767.05	1,390.20	1,735.15	11.28	8.65	10.88	65,039.80
May 2023	1,423.45	1,306.60	1,399.85	9.01	8.11	8.76	52,414.20
Apr 2023	1,469.20	1,266.90	1,332.65	9.44	7.81	8.34	49,898.05
Mar 2023	1,314.75	1,194.00	1,259.85	8.39	7.37	7.89	47,172.22
Feb 2023	1,365.00	1,190.00	1,202.85	19.85	16.28	16.63	45,037.98

	303-304, New Delhi House, 27, Barakhamba Road, New Delhi-110001.
	011-43074307-30 \| Fax: 011-43074315
Compliance Officers: Ms. Sonam Sethi for Integrated Master Securities Pvt Ltd.
	011-43074317
	compliance@integratedmaster.com
	ceo@integratedmaster.com