	BSE	NSE
Last Price()	1,062.80 Oct 30,2026 EOD	1,062.90 Oct 30,2026 EOD
Today's Change( )	-50.50 (-4.54%)	-48.70 (-4.38%)
Open( )	1,108.55	1,111.60
Prev Close( )	1,113.30	1,111.60
Volume	10,091.00	213,927.00
Today's Range( )	1,109.85 - 1,056.00	1,112.00 - 1,055.30
52-Week Range( )	1,774.95 - 1,050.25	1,771.90 - 1,055.30
Buy (Size)	N.A	N.A
Sell (Size)	N.A	1,062.90(×43)

Company Background

Incorporation Year	2011
Registered Office	201-202 2nd Floor Southend,Square Mansarvor Industrial Ar, Jaipur, Rajasthan-302020
Telephone	91-141-6618800
Fax	91-141-6618861
Chairman	Sandeep Tandon
Managing Director	Manu Yeshpal Singh
Company Secretary	Saurabh Sharma
Auditor	MSKA & Associates/Borkar & Muzumdar
Face Value	10
Market Lot	1
Listing	BSE,MSEI ,NSEBSE,MSEI ,NSE
Registrar	MUFG Intime India Pvt Ltd C-101 247 Park,L B S Marg,Vikhroli West,Mumbai-400083

Board of Directors

Board Of Directors
Chairman & Independent Directo	Kannan Vellur Gopalaraghavan Sandeep Tandon
Independent Non Exe. Director	Vivek Karve
Managing Director & CEO	Manu Yeshpal Singh
Non Executive Director / Nominee	Siddharth Patel Rohit Ranjan Nikhil Omprakash Gahrotra Neha Sureka
Company Sec. & Compli. Officer	Saurabh Sharma
Non Executive Director / Nominee	SANJEEV SRINIVASAN
Additional Director	ANJALI KARAMNARAYAN SETH

Balance Sheet

Particulars (Sources Of Funds)	Mar 2026 ( Cr)	Mar 2025 ( Cr)	Mar 2024 ( Cr)	Mar 2023 ( Cr)	Mar 2022 ( Cr)	Mar 2021 ( Cr)
Share Capital	79.28	79.15	79.14	79.06	78.94	78.50
Reserves Total	4971.56	4281.68	3694.18	3190.54	2729.30	2322.90
Total Shareholders Funds	5050.84	4360.83	3773.32	3269.67	2808.65	2401.40
Secured Loans	15124.41	13438.90	11889.71	9233.24	7315.85	6046.71
Unsecured Loans	561.16	479.57	522.21	654.04	696.13	331.01
Total Loan Funds	15685.57	13918.47	12411.92	9887.28	8011.98	6377.72
Other Liabilities	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	20736.41	18279.30	16185.24	13156.95	10820.63	8779.12
APPLICATION OF FUNDS :
Loan / Non-Current Assets	18372.69	16229.71	14004.37	11476.27	9053.42	7523.29
Fixed Assets
Gross Block	368.55	303.19	254.02	187.87	148.40	117.92
Less: Accumulated Depreciation	199.81	169.48	138.03	109.51	82.24	59.66
Less:Impairment of Assets	0.00	0.00	0.00	0.00	0.00	0.00
Net Block	168.74	133.71	115.99	78.36	66.16	58.26
Lease Adjustment	0.00	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	9.26	10.40	11.21	20.37	2.10	0.41
Investments	270.81	230.02	182.16	123.08	67.52	4.50
Current Assets, Loans & Advances
Inventories	0.00	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	14.89	11.37	12.22	1.22	0.00	0.00
Cash and Bank Balance	1843.30	1559.63	1797.82	1381.63	1530.23	1120.96
Loans and Advances	532.79	443.64	395.69	329.60	300.96	252.63
Total Current Assets	2390.99	2014.64	2205.73	1712.45	1831.19	1373.59
Less : Current Liabilities and Provisions
Current Liabilities	363.92	254.46	265.57	196.81	160.38	148.67
Provisions	11.79	9.14	8.40	6.60	4.03	3.72
Total Current Liabilities & Provisions	375.70	263.60	273.97	203.42	164.40	152.40
Net Current Assets	2015.28	1751.04	1931.76	1509.03	1666.78	1221.20
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax Assets	25.99	27.23	26.51	24.02	28.46	23.77
Deferred Tax Liability	126.37	102.80	86.76	74.20	63.82	52.29
Net Deferred Tax	-100.38	-75.57	-60.25	-50.18	-35.36	-28.52
Other Assets	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	20736.41	18279.31	16185.24	13156.93	10820.62	8779.13
Contingent Liabilities	0.21	0.17	0.00	0.00	0.00	0.00

Profit and Loss

Particulars(INCOME)	Mar 2026 ( Cr)	Mar 2025 ( Cr)	Mar 2024 ( Cr)	Mar 2023 ( Cr)	Mar 2022 ( Cr)	Mar 2021 ( Cr)
Operating Income	2683.46	2354.51	2017.50	1608.30	1304.36	1103.17
Other Income	1.38	3.91	2.80	1.84	1.20	2.16
Total Income	2684.84	2358.42	2020.30	1610.14	1305.56	1105.33
EXPENDITURE :
Operating Expenses & Administrative Expenses	189.64	166.17	145.40	120.96	88.14	59.30
Miscellaneous Expenses	46.43	37.98	33.52	19.83	29.06	41.72
Interest	1094.84	1007.47	828.36	591.05	477.50	458.24
Less : Pre-operative Expenses Capitalised	0.00	0.00	0.00	0.00	0.00	0.00
Employee Cost	470.36	377.76	355.91	300.59	232.24	172.14
Total Expenditure	1801.27	1589.38	1363.19	1032.43	826.94	731.40
Gross Profit	883.55	769.04	657.11	577.72	478.61	373.93
Depreciation	43.11	36.45	32.66	28.72	23.76	20.60
Profit Before Tax	840.44	732.59	624.45	549.00	454.85	353.33
Tax	160.75	143.16	123.69	104.10	91.23	67.01
Fringe Benefit tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	24.81	15.32	10.07	14.82	6.83	-3.18
Reported Net Profit	654.88	574.11	490.69	430.07	356.80	289.50
Extraordinary Items	0.50	0.58	0.24	0.22	0.01	0.07
Adjusted Net Profit	654.38	573.53	490.45	429.85	356.79	289.43
Adjustment below Net Profit	0.30	0.35	2.10	6.99	22.12	0.83
P & L Balance brought forward	2292.52	1832.92	1438.29	1086.89	779.47	547.21
Appropriations	131.12	114.87	98.17	85.66	71.50	58.07
P & L Balance carried down	2816.58	2292.52	1832.92	1438.29	1086.89	779.47
Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Equity Dividend %	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Per Share-Unit Curr	82.60	72.53	62.00	54.40	45.20	36.88
Earnings Per Share(Adj)-Unit Curr	82.60	72.53	62.00	54.40	45.20	36.88
Book Value-Unit Curr	637.07	550.93	476.79	413.57	355.76	305.89
Book Value(Adj)-Unit Curr	637.07	550.93	476.79	413.57	355.76	305.89

Quarterly Results

Quarters:

Particulars	Sep 2026 ( Cr)	Jun 2026 ( Cr)	Mar 2026 ( Cr)
Operating Income	736.30	708.72	714.68
Total Income	736.77	709.10	714.83
Interest	305.34	292.63	273.46
Employee Expenses	121.19	121.70	132.50
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	49.04	50.81	59.51
TOTAL OPERATING EXPENDITURE	475.57	465.14	465.47
Operating Profit Before Prov. & Cont.	261.20	243.96	249.36
Provisions & Write Offs	13.44	12.80	6.65
Depreciation	12.17	11.05	11.95
TOTAL EXPENDITURE	501.18	488.99	484.07
Tax	51.92	47.38	39.07
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	2.16	1.46	10.03
Reported Profit After Tax	181.52	171.27	181.67
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	181.52	171.27	181.67
EPS (Unit Curr.)	22.89	21.60	22.94
EPS (Adj) (Unit Curr.)	22.89	21.60	22.94
Calculated EPS (Unit Curr.)	22.89	21.60	22.91
Calculated EPS (Adj) (Unit Curr.)	22.89	21.60	22.91
Calculated EPS (Ann.) (Unit Curr.)	91.57	86.41	91.66
Calculated EPS (Adj) (Ann.) (Unit Curr.)	91.57	86.41	91.66
Book Value (Unit Curr.)	0.00	658.00	637.00
Dividend (%)	0.00	0.00	0.00
Equity	79.29	79.28	79.28
Reserve & Surplus	0.00	0.00	0.00
Face Value	10.00	10.00	10.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	75.12	73.91	72.22
PBDTM(%)	33.65	32.62	33.96
PATM(%)	24.65	24.17	25.42
Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	180.99	201.12
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	23930.60	23451.70
Return on Equity(%)	0.00	13.34	14.67
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	5.06	5.20
Net Interest Margin(%)	0.00	7.70	8.45
Provision Coverage Ratio(%)	70.24	66.99	66.91
Capital Adequacy Ratio	43.77	44.66	44.56
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	1.11	1.11	1.05
(%) Net Non Performing Assets	0.70	0.71	0.68
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	3.19	3.50
Loans Disbursed(Amt Rs cr)	0.00	1613.90	2348.10
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00

Financial Ratios

Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Debt-Equity Ratio	3.15	3.24	3.17	2.94	2.76
Long Term Debt-Equity Ratio	3.11	3.21	3.14	2.94	2.76
Current Ratio	33.56	36.00	36.85	45.24	45.81
Loans Turnover	0.16	0.16	0.16	0.16	0.16
Advance / Loans Funds (%)	116.90	114.85	114.29	114.72	115.22
Tot. Income / Capital Employed (%)	13.76	13.69	13.77	13.43	13.32
Interest Expended / Capital Employed (%)	5.61	5.85	5.65	4.93	4.87
PBIDTM (%)	73.69	75.33	73.53	72.59	73.23
PBITM (%)	72.08	73.78	71.91	70.80	71.41
PBDTM (%)	32.91	32.61	32.53	35.88	36.66
CPM (%)	26.00	25.89	25.90	28.49	29.15
APATM (%)	24.39	24.34	24.29	26.71	27.33
ROCE (%)	9.92	10.10	9.90	9.51	9.51
RONW (%)	13.92	14.12	13.93	14.15	13.70

Share Price

Year	High ()	Low ()	Close ()	P/E High	P/E Low	P/E Close	Mkt Cap.( In Cr.)
Sep 2026	1,340.40	1,204.50	1,213.10	16.59	14.49	14.70	9,619.19
Aug 2026	1,452.00	1,254.50	1,261.75	17.78	15.11	15.29	10,004.96
Jul 2026	1,542.90	1,339.90	1,361.50	19.05	15.77	16.50	10,795.34
Jun 2026	1,533.85	1,249.05	1,522.00	18.73	15.01	18.44	12,067.60
May 2026	1,492.75	1,317.90	1,349.45	18.74	15.50	16.35	10,699.49
Apr 2026	1,468.00	1,100.10	1,378.70	18.50	12.95	16.70	10,930.71
Mar 2026	1,259.25	1,050.25	1,078.90	15.44	12.39	13.07	8,553.82
Feb 2026	1,475.05	1,246.55	1,284.95	20.68	16.68	17.74	10,175.76
Jan 2026	1,518.00	1,352.00	1,455.55	21.33	18.19	20.09	11,524.97
Share Prices Of 2025
Dec 2025	1,574.00	1,435.10	1,464.35	21.82	19.48	20.22	11,594.65
Nov 2025	1,774.95	1,544.35	1,548.00	25.03	21.27	21.37	12,256.99
Oct 2025	1,727.00	1,578.00	1,649.90	24.40	21.69	22.77	13,061.73
Sep 2025	1,701.05	1,518.40	1,633.55	23.80	20.80	22.55	12,931.40
Aug 2025	1,748.60	1,518.00	1,520.35	24.63	20.92	20.98	12,035.30
Jul 2025	2,126.35	1,712.00	1,722.75	30.69	23.48	23.78	13,636.76
Jun 2025	2,152.00	1,753.00	2,091.30	30.56	22.93	28.86	16,554.08
May 2025	1,936.05	1,674.25	1,840.55	28.07	22.50	25.40	14,569.22
Apr 2025	2,238.35	1,651.65	1,940.95	32.62	19.00	26.79	15,363.33
Mar 2025	2,102.00	1,675.00	2,087.10	29.22	23.07	28.80	16,520.16
Feb 2025	1,831.95	1,665.00	1,686.40	31.85	26.54	27.22	13,347.85

Company Profile

Risk Disclosure on Derivatives

ATTENTION INVESTORS

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Address	303, New Delhi House, 27, Barakhamba Road, New Delhi-110001. CIN No. U74899DL1995PTC070418
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