IMSL Integrated Master Securities Pvt Ltd

	BSE	NSE
Last Price()	3,138.25 Sep 25,2020 EOD	3,138.95 Sep 25,2020 EOD
Today's Change( )	110.35 (3.64%)	110.05 (3.63%)
Open( )	3,089.50	3,080.00
Prev Close( )	3,027.90	3,028.90
Volume	148,580.00	6,232,618.00
Today's Range( )	3,164.75 - 3,031.50	3,167.15 - 3,028.80
52-Week Range( )	4,923.20 - 1,783.10	4,923.40 - 1,783.00
Buy (Size)	N.A	N.A
Sell (Size)	N.A	3,138.95(×1121)

Company Background


Incorporation Year	1987
Registered Office	Mumbai-Pune Road,Akurdi, Pune, Maharashtra-411035
Telephone	91-20-30405060/71576403
Fax	91-20-30405020/30/71576364
Chairman	Rahul Bajaj
Managing Director	Rajeev Jain
Company Secretary	Vijay R
Auditor	S R B C & Co LLP/Shyamprasad D Limaye
Face Value	2
Market Lot	1
Listing	BSE,MSEI ,NSEBSE,MSEI ,NSE
Registrar	KFin Techologies Pvt Ltd Karvy Selenium Tow-B,31&32 Financial Dist,Nanakramguda ,Hyderabad-500032

Board of Directors


Chairman	Rahul Bajaj
Director	Madhur Bajaj Rajiv Bajaj
Vice Chairman	Sanjiv Bajaj
Independent Director	Dipak Poddar Ranjan Sanghi D J Balaji Rao Omkar Goswami Gita Piramal
Managing Director	Rajeev Jain
Company Secretary	Vijay R
Independent Director	Naushad Forbes Anami Roy

Balance Sheet

Particulars (Sources Of Funds)	Mar 2020 ( Cr)	Mar 2019 ( Cr)	Mar 2018 ( Cr)	Mar 2017 ( Cr)	Mar 2016 ( Cr)	Mar 2015 ( Cr)
Share Capital	119.99	115.37	115.03	109.37	53.55	50.00
Reserves Total	31693.22	19448.26	15702.18	9490.94	7271.06	4749.70
Equity Share Warrants	0.00	0.00	0.00	0.00	102.03	0.00
Equity Application Money	0.00	0.00	0.00	0.00	0.00	0.00
Total Shareholders Funds	31813.21	19563.63	15817.21	9600.31	7426.64	4799.70
Secured Loans	36813.66	31419.07	27381.30	36467.89	30445.12	22534.33
Unsecured Loans	67392.28	54932.65	36248.03	12781.76	6579.58	4120.37
Total Loan Funds	104205.94	86351.72	63629.33	49249.65	37024.70	26654.70
Other Liabilities	0.00	0.00	223.67	1570.49	690.34	287.85
Total Liabilities	136019.15	105915.35	79670.21	60420.45	45141.68	31742.25
APPLICATION OF FUNDS :
Loan / Non-Current Assets	113417.08	95181.26	75532.88	32028.10	24778.55	18119.67
Fixed Assets
Gross Block	1908.76	1085.17	782.38	586.51	422.58	343.61
Less: Accumulated Depreciation	680.62	430.84	317.72	225.38	135.58	94.43
Less:Impairment of Assets	0.00	0.00	0.00	0.00	0.00	0.00
Net Block	1228.14	654.33	464.66	361.13	287.00	249.18
Lease Adjustment	0.00	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	0.00	0.00	0.00	0.00	0.00	0.00
Investments	20138.98	10370.41	3653.46	4074.70	1034.07	332.29
Current Assets, Loans & Advances
Inventories	0.00	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	867.18	805.38	585.21	0.00	0.00	0.00
Cash and Bank Balance	679.36	241.69	228.82	325.80	1329.15	228.62
Loans and Advances	825.22	585.97	332.71	26511.78	19164.39	13549.15
Total Current Assets	2371.76	1633.04	1146.74	26837.58	20493.54	13777.77
Less : Current Liabilities and Provisions
Current Liabilities	1853.45	2493.27	1858.64	3100.67	1189.56	870.31
Provisions	130.97	91.25	86.58	209.32	641.75	167.23
Total Current Liabilities & Provisions	1984.42	2584.52	1945.22	3309.99	1831.31	1037.54
Net Current Assets	387.34	-951.48	-798.48	23527.59	18662.23	12740.23
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax Assets	884.31	675.73	777.93	388.45	295.36	225.01
Deferred Tax Liability	36.70	14.90	14.95	19.38	15.32	12.73
Net Deferred Tax	847.61	660.83	762.98	369.07	280.04	212.28
Other Assets	0.00	0.00	54.71	59.86	99.79	88.60
Total Assets	136019.15	105915.35	79670.21	60420.45	45141.68	31742.25
Contingent Liabilities	2255.29	1629.26	1327.59	1222.11	89.99	43.48

Profit and Loss

Particulars(INCOME)	Mar 2020 ( Cr)	Mar 2019 ( Cr)	Mar 2018 ( Cr)	Mar 2017 ( Cr)	Mar 2016 ( Cr)	Mar 2015 ( Cr)
Operating Income	23824.18	17386.02	12639.24	9966.35	7298.50	5392.24
Other Income	9.97	13.25	10.42	22.62	34.88	25.99
Total Income	23834.15	17399.27	12649.66	9988.97	7333.38	5418.23
EXPENDITURE :
Operating Expenses & Administrative Expenses	2247.66	1717.46	1389.33	789.78	660.67	572.15
Miscellaneous Expenses	4222.62	1752.24	1262.69	1526.21	1063.39	729.07
Interest	7990.48	6037.30	4648.98	3852.63	2958.78	2273.74
Less : Pre-operative Expenses Capitalised	0.00	0.00	0.00	0.00	0.00	0.00
Employee Cost	2294.56	1719.60	1415.48	931.67	629.63	450.73
Total Expenditure	16755.32	11226.60	8716.48	7100.29	5312.47	4025.69
Gross Profit	7078.83	6172.67	3933.18	2888.68	2020.91	1392.54
Depreciation	270.70	137.37	101.96	71.16	56.34	35.60
Profit Before Tax	6808.13	6035.30	3831.22	2817.52	1964.57	1356.94
Tax	2079.96	2043.73	1427.00	1070.00	753.81	532.19
Fringe Benefit tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	-152.95	101.23	-80.29	-89.03	-67.76	-73.12
Reported Net Profit	4881.12	3890.34	2484.51	1836.55	1278.52	897.87
Extraordinary Items	-1.25	2.35	-0.23	0.32	-0.15	-0.15
Adjusted Net Profit	4882.37	3887.99	2484.74	1836.23	1278.67	898.02
Adjustment below Net Profit	-217.50	-55.56	-4.40	0.17	-5.60	0.00
P & L Balance brought forward	7612.22	4787.63	3075.78	2410.85	1684.03	1171.91
Appropriations	949.63	231.19	238.26	187.50	290.10	200.75
P & L Balance carried down	10349.21	7612.22	4787.63	3692.07	2410.85	1684.03
Dividend	0.00	0.00	231.19	0.00	134.68	90.27
Preference Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Equity Dividend %	500.00	300.00	200.00	180.00	250.00	180.00
Dividend Per Share(Rs)	10.00	6.00	4.00	3.60	25.00	18.00
Earnings Per Share-Unit Curr	81.36	67.44	43.20	33.58	233.63	175.90
Earnings Per Share(Adj)-Unit Curr	81.36	67.44	43.20	33.58	23.36	17.59
Book Value-Unit Curr	530.26	339.15	275.01	175.56	1367.81	959.94
Book Value(Adj)-Unit Curr	530.26	339.15	275.01	175.56	136.78	96.00

Quarterly Results

Quarters :

Particulars	Jun 2020 ( Cr)	Mar 2020 ( Cr)	Dec 2019 ( Cr)
Operating Income	5887.36	6475.44	6265.82
Total Income	5901.73	6515.16	6316.28
Interest	1984.77	2056.34	2051.64
Employee Expenses	482.60	562.51	649.66
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	532.88	745.61	729.05
TOTAL OPERATING EXPENDITURE	3000.25	3364.46	3430.35
Operating Profit Before Prov. & Cont.	2901.48	3150.70	2885.93
Provisions & Write Offs	1640.53	1865.17	816.96
Depreciation	76.98	80.72	69.72
TOTAL EXPENDITURE	4717.76	5310.35	4317.03
Tax	707.18	479.96	535.00
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-392.71	-166.72	-23.90
Reported Profit After Tax	869.50	891.57	1488.15
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	869.50	891.57	1488.15
EPS (Unit Curr.)	14.49	14.86	25.19
EPS (Adj) (Unit Curr.)	14.49	14.86	25.19
Calculated EPS (Unit Curr.)	14.48	14.86	24.81
Calculated EPS (Adj) (Unit Curr.)	14.48	14.86	24.81
Calculated EPS (Ann.) (Unit Curr.)	57.93	59.44	99.23
Calculated EPS (Adj) (Ann.) (Unit Curr.)	57.93	59.44	99.23
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	500.00	0.00
Equity	120.08	119.99	119.97
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	55.13	51.61	65.76
PBDTM(%)	21.42	19.85	33.02
PATM(%)	14.77	13.77	23.75
Net Interest Income	3917.00	4459.00	4267.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	106584.00	116102.00	116460.00
Return on Equity(%)	2.70	2.80	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	65.00	60.00	0.00
Capital Adequacy Ratio	26.40	25.00	26.90
Tier I Capital	22.60	21.30	23.20
Tier II Capital	3.80	3.70	3.70
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	1.60	1.61	1.96
(%) Net Non Performing Assets	0.64	0.65	0.85
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.80	0.80	0.00
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00

Financial Ratios

Particulars	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Debt-Equity Ratio	3.71	4.24	4.44	5.07	5.21
Long Term Debt-Equity Ratio	3.36	3.99	3.80	3.42	3.56
Current Ratio	9.55	12.99	6.34	3.16	3.38
Fixed Assets	15.92	18.63	18.48	19.80	19.14
Inventory	0.00	0.00	0.00	0.00	0.00
Debtors	28.50	25.02	43.23	0.00	0.00
Interest Cover Ratio	1.85	2.00	1.82	1.73	1.66
PBIDTM (%)	63.23	70.18	67.84	67.49	67.90
PBITM (%)	62.09	69.39	67.04	66.78	67.14
PBDTM (%)	29.70	35.48	31.09	28.92	27.56
CPM (%)	21.62	23.15	20.45	19.10	18.20
APATM (%)	20.48	22.36	19.64	18.39	17.43
ROCE (%)	12.23	13.01	12.11	12.64	12.81
RONW (%)	19.00	21.99	19.55	21.57	20.91

Share Price

Year	High ()	Low ()	Close ()	P/E High	P/E Low	P/E Close	Mkt Cap.( In Cr.)
Aug 2020	3,750.00	3,146.00	3,489.45	49.74	37.75	43.07	210,269.84
Jul 2020	3,517.75	2,806.30	3,251.60	46.38	32.86	40.13	195,937.30
Jun 2020	3,144.00	1,995.30	2,828.90	41.50	22.71	34.87	170,225.97
May 2020	2,258.00	1,783.10	1,952.70	29.78	20.23	24.06	117,491.82
Apr 2020	2,566.00	1,916.00	2,317.05	31.81	22.13	28.55	139,414.37
Mar 2020	4,619.80	2,098.55	2,216.05	60.28	24.49	27.31	133,337.31
Feb 2020	4,923.20	4,205.00	4,463.10	76.85	64.03	69.07	268,539.85
Jan 2020	4,485.75	3,952.10	4,365.25	71.38	59.69	67.55	262,652.32
Share Prices Of 2019
Dec 2019	4,280.00	3,881.10	4,235.10	66.89	59.08	65.54	254,821.34
Nov 2019	4,277.50	4,041.70	4,073.25	65.20	61.98	63.04	245,083.00
Oct 2019	4,219.50	3,820.80	4,024.90	65.86	55.76	60.03	233,401.62
Sep 2019	4,112.00	3,210.00	4,050.15	62.27	47.29	60.41	234,865.85
Aug 2019	3,449.00	2,998.60	3,331.60	51.91	42.23	49.69	193,197.55
Jul 2019	3,761.35	2,995.55	3,250.90	56.74	40.98	48.49	188,517.80
Jun 2019	3,695.00	3,420.20	3,682.30	55.30	49.69	54.92	213,534.44
May 2019	3,534.80	2,849.20	3,469.70	53.71	41.84	51.75	201,205.89
Apr 2019	3,131.90	2,974.95	3,094.25	48.14	43.98	46.00	178,837.87
Mar 2019	3,035.00	2,643.10	3,024.85	45.27	38.99	44.97	174,826.77
Feb 2019	2,735.10	2,508.00	2,647.40	64.34	57.21	61.58	153,011.35
Jan 2019	2,662.00	2,360.95	2,570.35	63.00	52.79	59.79	148,558.10

	303-304, New Delhi House, 27, Barakhamba Road, New Delhi-110001.
	011-43074307-30 \| Fax: 011-43074315
Compliance Officer: Rupali Walia
	011-43074317
	compliance@integratedmaster.com